1 |
Out-Patient Services |
|
2 |
General and Specialist Consultations |
Covered |
3 |
Supply of Prescribed Drugs |
Covered |
4 |
Chronic Ailments - Diagnosis |
Covered |
5 |
Management of Chronic Conditions |
Covered (N80,000.00 per annum) |
6 |
In-Patient Services |
|
7 |
Admissions and Feeding |
General Ward |
8 |
Supply of Prescribed Drugs |
Covered |
9 |
Nursing Care and Consumables |
Covered |
10 |
Neonatal and Pediatric Services |
|
11 |
Primary immunisations(BCG, OPV, DPT, Measles, Yellow Fever, Vit. A, Pentavalent Vaccine, Hep. B, Pneumoccocal) |
Covered |
12 |
Secondary Immunisations( Tetanus Toxoid, Anti-Rabies, Anti-Snake Venom, HIB, MMR, Rotavirus, Chicken Pox, Meningitis(CMS), Typhoid at designated centres. |
Covered for Texanus Toxoid and Anti-Snake Venom |
13 |
Primary care including Circumcision, Ear Piercing, Exchange Blood Transfusion, Tongue Tie Release, Nebulisation |
Covered |
14 |
Booster Dose for children 6 years and above (Meningitis, Yellow Fever & Hepatitis B) at designated centres. |
Covered |
15 |
Special Baby Care including Incubator Care, Phototherapy |
24 hours |
16 |
Diagnostic Services |
|
17 |
Routine Laboratory Services including Heamatology, Clinical Chemistry, Microbiology, Serology |
Covered |
18 |
Basic Radiological Investigations icluding Ultrasound scan,Plain X-ray, Pelvimetry,Other routine radiological investigation |
Covered |
19 |
Advanced Diagnostic Services including Endocrinology, Cytology & Histology. |
Not Covered |
20 |
Advanced Investigations including ECG |
Covered (Once per annum) |
21 |
CT-Scan, MRI, Echo & EEG |
Emergency only |
22 |
Physiotherapy Services |
|
23 |
Provision of Physiotherapeutic appliances e.g soft and hard cervical collar, Crutches |
Covered |
24 |
Physiotherapy Sessions |
5 Sessions |
25 |
Psychiatric Services |
|
26 |
Out-Patient Psychiatric Care, Acute Psychosis |
12 Weeks |
27 |
DENTAL SERVICES |
|
28 |
Primary & Secondary Dental care services |
Covered (limit of N15,000 per annum) |
29 |
Optical/Opthalmology Services |
|
30 |
Optometrist/Opthalmologist Consultation, Basic Eye Examination, Foreign Body Removal, Subconjuctival Infection & Medication |
Covered |
31 |
Biennial Optical Lenses & Frames |
Covered (Limit of N10,000 ) |
32 |
Optical Surgeries |
As a part of Annual Surgical Limit |
33 |
Obstetrics and Gynaecological Services |
|
34 |
ANC/Normal Delivery/Assisted Delivery |
Covered |
35 |
Reinbursement for Delivery Abroad SVD/CS |
Not covered |
36 |
Postnatal Care -6 Weeks only |
Covered |
37 |
Fertility Services (investigation only) |
Covered (Limit of N20,000 per annum) |
38 |
Family Planning : Counselling, provision of commodities e.g. injectables, pills, IUCD (Copper T) |
Covered |
39 |
ENT Services |
|
40 |
Treatment and Removal of Foreign Bodies |
Covered |
41 |
ENT Surgeries |
As a part of Annual Surgical Limit |
42 |
SURGICAL SERVICES |
|
43 |
Minor, Intermediate, Major Surgeries and Procedures. |
Covered (limit of N250,000 per annum) |
44 |
Anaesthesia, Surgical Consumables, Oxygen, Administration of Blood |
Covered (limit of N250,000 per annum) |
45 |
Reinbursement for Surgery/Procedure Abroad |
Not Covered |
46 |
Accidents and Emergencies |
|
47 |
Ambulance (Hospital-to-Hospital and Road side to Hospital)(For Immobile members Only) |
Covered |
48 |
Emergency Stabilization and Resuscitation Management only |
Covered |
49 |
Intensive Care Services / NICU |
24 Hours |
50 |
Other Services/Benefits |
|
51 |
ACUTE & CHRONIC KIDNEY FAILURE |
|
52 |
Renal Dialysis |
1 sessions |
53 |
CANCER Care - Cytotoxic Drugs, Chemotherapy, Radiotherapy, Surgery |
Covered (Limit of N200,000) |
54 |
HIV/AIDS AND TB- Diagnosis & Treatment at Free Govt Centres |
Covered |
55 |
Health Screening For Principal & Spouse (OHML Designated Centres) once p.a |
Physical Examination, BMI, PCV, Blood Pressure & Urinalysis |
56 |
Spa / Wellness |
Not Covered |
57 |
Health Equipment For Chronic Condition |
Not Covered |
58 |
Second Opinion Service By Experts |
Covered |
59 |
Network GYM Access |
Not Covered |
60 |
Premium Per Individual per annum |
Naira 46,800 |
61 |
Premium Per Family per annum |
234,000 |